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All Nigerian Banks USSD Transfer Codes

| This post contains a 2018 update of all bank transfer codes in Nigeria – Zenith, GTBank, Access, Diamond, FCMB, Wema, Ecobank, Fidelity, FCMB, Jaiz, Skye, Sterling, UBA – including how you can recharge airtime instantly from your mobile phone |

As we progress, we find ourselves in the era of mobile banking. This is because going to the ATM or bank to withdraw or transfer money has become a cumbersome task. Worse still, these machines sometimes decide not to work and we are left at their mercy. All these and more make mobile banking all the more important, as well as cheap call tariffs. Banks have introduced USSD codes also known as transfer codes that make sending and receiving of money much easier than it has ever been. This post will teach how to transfer money and purchase recharge cards from your bank.

Each listed bank covers these:

  • How can I transfer money from my bank account to another using my phone
  • How can I buy airtime from my bank account to my phone
  • How can I buy airtime from my bank account to another phone

We will be looking at these banks

  • FIRST BANK
  • ACCESS BANK
  • UNITED BANK OF AFRICA (UBA)
  • FIDELITY BANK
  • ZENITH BANK
  • GUARANTEE TRUST BANK (GTBANK) (GTB)
  • ECOBANK
  • SKYE BANK
  • FIRST CITY MONUMENT BANK (FCMB)
  • DIAMOND BANK
  • WEMA BANK
  • STERLING BANK

However, please note:

Before attempting to transact using a mobile device, you must ensure that SIM card number is your registered number. If you do not do this, buying airtime from your to your phone number as well as other transactions will be impossible. If you no longer own the SIM that you registered in your bank details, you have two options:

  • Attempt a “SIM call back”
  • Update your bank information and include your current phone number

Let’s begin, shall we?

Bank transfer codes

FIRST BANK

How to transfer money from your bank to another FIRST BANK account

  1. Dial *894*Amount to be transferred#
  2. Select beneficiary’s bank
  3. Confirm amount
  4. Confirm beneficiary’s name
  5. Enter your 5 digit password

Then confirm

How to transfer money from your bank to an account in a different bank account

  1. Dial *894*Amount to be transferred#
  2. Select beneficiary’s bank
  3. Confirm amount
  4. Confirm beneficiary’s name
  5. Enter your 5 digit password

Then confirm

How to buy airtime/recharge card/ credit for your (registered) phone number

  1. *894*Amount#

How to buy airtime/recharge card/ credit for another phone number (3rd party)

  1. Dial *894*amount*phone number#

 

ACCESS BANK

How to transfer money from your bank to another ACCESS BANK account

  1. Dial *901# then follow prompts
  2. Dial*901*amount* account number#
  3. Then enter the last 4 digits of your BVN code for authentication

How to transfer money from your bank to an account in a different bank account

  1. Dial *901# and follow prompts
  2. Dial*901*amount* account number#
  3. Then enter the last 4 digits of your BVN code for authentication

How to buy airtime/recharge card/ credit for your (registered) phone number

  1. Dial *901#
  2. Select option 4
  3. Select 1 for self
  4. Enter amount
  5. Enter the last 4 digits of your BVN for authentication

How to buy airtime/recharge card/ credit for another phone number (3rd party)

  1. Dial *901#
  2. Select option 4
  3. Select 2 for another phone/ 3rd party
  4. Enter amount
  5. Enter the last 4 digits of your BVN for authentication

 

UNITED BANK OF AFRICA (UBA)

How to transfer money from your bank to another UBA account

  1. To register your line for quick transactions, you must dial *919#
  2. To transfer, dial *919*3# and follow the commands

How to transfer money from your bank to an account in a different bank account

  1. To register your line for quick transactions, you must dial *919#
  2. To transfer, dial *919*4# and follow the commands

How to buy airtime/recharge card/ credit for your (registered) phone number

  1. To perform airtime transactions, dial the UBA customer service for a pin reset. This pin code which you will choose will be the code you will use to perform transactions
  2. Dial *919* amount#

How to buy airtime/recharge card/ credit for another phone number (3rd party)

  1. To perform airtime transactions, dial the UBA customer service for a pin reset. This pin code which you will choose will be the code you will use to perform transactions
  2. Dial *919*phone number* amount#

 

FIDELITY BANK

 

 

How to transfer money from your bank to another FIDELITY account

  1. Dial *770#
  2. Select 1
  3. Enter Fidelity NUBAN account number
  4. Create a 4 digit code to authorize transactions
  5. Dial *770# and follow instructions

How to transfer money from your bank to an account in a different bank account

  1. Dial *770#
  2. Select 1
  3. Enter Fidelity NUBAN account number
  4. Create a 4 digit code to authorize transactions
  5. Dial *770# and follow instructions

How to buy airtime/recharge card/ credit for your (registered) phone number

  1. Dial *770#
  2. Select 1
  3. Enter Fidelity NUBAN account number
  4. Create a 4 digit code to authorize transactions
  5. Dial *770# and follow instructions

How to buy airtime/recharge card/ credit for another phone number (3rd party)

  1. Dial *770#
  2. Select 1
  3. Enter Fidelity NUBAN account number
  4. Create a 4 digit code to authorize transactions
  5. Dial *770# and follow instructions

 

ZENITH BANK

 

How to transfer money from your bank to another ZENITH BANK account

  1. Dial *966# and follow prompts
  2. Dial *966* amount* account number of beneficiary #

How to transfer money from your bank to an account in a different bank account

  1. Dial *966# and follow prompts
  2. Dial *966* amount* account number of beneficiary #

How to buy airtime/recharge card/ credit for your (registered) phone number

  1. Dial *966*amount* phone number#
  2. Select network
  3. Enter your 4 digit pin

How to buy airtime/recharge card/ credit for another phone number (3rd party)

  1. Dial *966*amount* phone number#
  2. Select network
  3. Enter your 4 digit pin

 

GTBANK

 

How to transfer money from your bank to another GTBANK account

  1. Dial *737*1*amount * NUBAN account number of beneficiary#

How to transfer money from your bank to an account in a different bank account

  1. Dial *737*2* amount * NUBAN account number of beneficiary
  2. Select recipient bank

How to buy airtime/recharge card/ credit for your (registered) phone number

  1. Dial *737* amount* phone number of beneficiary#

How to buy airtime/recharge card/ credit for another phone number (3rd party)

  1. Dial *737* amount* phone number of beneficiary#

 

ECOBANK

 

 

How to transfer money from your bank to another ECO BANK account

  1. Dial *326#
  2. Follow prompts

How to transfer money from your bank to an account in a different bank account

  1. Dial *326#
  2. Follow prompts

How to buy airtime/recharge card/ credit for your (registered) phone number

  1. Dial *326* amount #

How to buy airtime/recharge card/ credit for another phone number (3rd party)

  1. Dial *326* number*amount #

 

SKYE BANK

 

How to transfer money from your bank to another SKYE account

1. Dial *833# Follow prompts

How to transfer money from your bank to an account in a different bank account
Follow prompts

1. Dial *833# Follow prompts


How to buy airtime/recharge card/ credit for your (registered) phone number

1. Dial *833*amount#

How to buy airtime/recharge card/ credit for another phone number (3rd party)

Sadly SKYE bank only allows you to recharge the number you registered with so third-party recharges cannot be performed

N/B: there is a limit of #5,000 recharge daily meaning you cannot recharge more than #5,000 naira daily using the skye bank transfer codes.

 

FIRST CITY MONUMENT BANK (FCMB)

 

How to transfer money from your bank to another FCMB account

1. Dial *384*214#
2. Select “activate with account”
3. Enter account number
4. Call 01-2798800 or visit any FCMB branch to create a PIN which will allow you to authorize transfers
5. Dial *384*214#, click security and enter your new PIN
6. Dial *329* amount* account number*

 

How to transfer money from your bank to an account in a different bank account

1. Dial *384*214#
2. Select “activate with account”
3. Enter account number
4. Call 01-2798800 or visit any FCMB branch to create a PIN which will allow you to authorize transfers
5. Dial *384*214#, click security and enter your new PIN
6. Dial *329* amount* account number*

How to buy airtime/recharge card/ credit for your (registered) phone number

  1. Dial *384*214#
  2. Select “activate with account”
  3. Enter account number
  4. Call 01-2798800 or visit any FCMB branch to create a PIN which will allow you to authorize transfers
  5. Dial *384*214#, click security and enter your new PIN
  6. *329*amount#

How to buy airtime/recharge card/ credit for another phone number (3rd party)

  1. Dial *384*214#
  2. Select “activate with account”
  3. Enter account number
  4. Call 01-2798800 or visit any FCMB branch to create a PIN which will allow you to authorize transfers
  5. Dial *384*214#, click security and enter your new PIN
  6. *329*amount*phone number#

 

DIAMOND BANK

 

How to transfer money from your bank to another DIAMOND BANK account

1. Dial *426#
2. Follow prompts. You will be required to enter the date of birth you used in opening the account, the last 6 digits on your ATM card, and your account number
3. Create a pin
4. Dial *710*777* account number * amount * pin#

How to transfer money from your bank to an account in a different bank account
1. Dial *426#
2. Follow prompts. You will be required to enter the date of birth you used in opening the account, the last 6 digits on your ATM card, and your account number
3. Create a pin
4. Dial *710*777* account number * amount * pin#
How to buy airtime/recharge card/ credit for your (registered) phone number
1. Dial *426#
2. Follow prompts. You will be required to enter the date of birth you used in opening the account, the last 6 digits on your ATM card, and your account number
3. Create a pin
4. Dial *937* amount#

How to buy airtime/recharge card/ credit for another phone number (3rd party)

Sadly DIAMOND bank only allows you to recharge the number you registered with so third-party recharges cannot be performed

 

WEMA BANK

How to transfer money from your bank to another WEMA BANK account

  1. Dial * 945# and follow prompts
  2. Dial *945*account number*amount# and follow prompts

How to transfer money from your bank to an account in a different bank account

1.  Dial * 945# and follow prompts
2. Dial *945*account number*amount# and follow prompts

How to buy airtime/recharge card/ credit for your (registered) phone number

  1. Dial *945# and follow prompts
  2. Dial *945* amount#

How to buy airtime/recharge card/ credit for another phone number (3rd party

1. Dial *945# and follow prompts
2. Dial *945*phone number* amount#


STERLING BANK

How to transfer money from your bank to another STERLING BANK account

  1. Dial *822*1* account number#
  2. 2. Create 4 digit pin
  3. Dial *822*4* amount*account number#

How to transfer money from your bank to an account in a different bank account

  1. Create 4 digit pin
  2. Dial *822*5*amount* account number of benefactor#

How to buy airtime/recharge card/ credit for your (registered) phone number

  1. Dial *822*1* account number#
  2. Create 4 digit pin
  3. Dial *822*amount #

How to buy airtime/recharge card/ credit for another phone number (3rd party)

  1. Dial *822*1* account number#
  2. Create 4 digit pin
  3. Dial *822*amount* number of the benefactor#

N/B: there is a limit of #20,000 recharge daily meaning you cannot recharge more than #20,000 naira daily

JAIZ BANK

 

How to transfer money from your bank to another JAIZ BANK account

Unfortunately, Jaiz bank has not incorporated USSD transfer codes into their banking system yet, however, you can still do your transfers and purchase airtime with Jaiz Mobile Banking app.

BANK TRANSFER CODES SUMMARY

BANK NAME MONEY TRANSFER TO SAME BANK MONEY TRANSFER TO OTHER BANKS
FIRST BANK
  • Dial *894*Amount to be transferred#
  • Select beneficiary’s bank
  • Confirm amount
  • Confirm beneficiary’s name
  • Enter your 5 digit password
  • Then confirm
  • Dial *894*Amount to be transferred#
  • Select beneficiary’s bank
  • Confirm amount
  • Confirm beneficiary’s name
  • Enter your 5 digit password
  • Then confirm
Access BANK
  • Dial *901# and follow prompts
  • Dial*901*amount* account number#
  • Then enter the last 4 digits of your BVN code for authentication
  • Dial *901# and follow prompts
  • Dial *901*2* amount * account  number#
  • Then enter the last 4 digits of your BVN for authentication
UNITED BANK OF AFRICA (UBA)
  •  To register your line for quick transactions, you must dial *919#
  • To transfer, dial *919*3# and follow the commands
  •  To register your line for quick transactions, you must dial *919#
  • To transfer to other banks, dial *919*4# and follow commands
FIDELITY BANK

 

  • Dial *770#
  • Select 1
  • Enter Fidelity NUBAN account number
  • Create a 4 digit code to authorize transactions
  • Dial *770# and follow instructions
  • Dial *770#
  • Select 1
  • Enter Fidelity NUBAN account number
  • Create a 4 digit code to authorize transactions
  • Dial *770# and follow instructions
ZENITH BANK

 

  • Dial *966# and follow prompts
  • Dial *966* amount* account number of beneficiary #
  • Dial *966# and follow prompts
  • Dial *966* amount* account number of beneficiary #
GTBANK

 

 

Dial *737*1*amount * NUBAN account number of  beneficiary#

 

  • Dial *737*2* amount * NUBAN account number of  beneficiary
  • Select recipient bank
ECO BANK

 

  • Dial *326#
  • Follow prompts
  • Dial *326#
  • Follow prompts
SKYE BANK

 

  • Dial *833#
  • Follow prompts
  • Dial *833#
  • Follow prompts
FIRST city MONUMENT BANK (Fcmb)

 

  • Dial *384*214#
  • Select “activate with account”
  • Enter account number
  • Call 01-2798800 or visit any FCMB branch to create a PIN which will allow you to authorize transfers
  • Dial *384*214#, click security and enter your new PIN
  • Dial *329* amount* account number*
  • Dial *384*214#
  • Select “activate with account”
  • Enter account number
  • Call 01-2798800 or visit any FCMB branch to create a PIN which will allow you to authorize transfers
  • Dial *384*214#, click security and enter your new PIN
  • Dial *329* amount* account number*
Diamond bank
  • Dial *426#
  • Follow prompts. You will be required to enter the date of birth you used in opening the account, the last 6 digits on your ATM card,  and your account number
  • Create a pin
  • Dial *710*777* account number * amount * pin#
  • Dial *426#
  • Follow prompts. You will be required to enter the date of birth you used in opening the account, the last 6 digits on your ATM card,  and your account number
  • Create a pin
  • Dial *710*777* account number*amount* pin#
Wema bank
  • Dial *945# and follow prompts
  • Dial *945*account number*amount# and follow prompts
  • Dial *945# and follow prompts
  • Dial *945*account number*amount# and follow prompts
STERLING Bank
  • Dial *822*1* account number#
  • Create 4 digit pin
  •  Dial *822*4* amount*account number#
  • Dial *822*1* account number#
  • Create 4 digit pin
  • Dial *822*5*amount* account number of benefactor#

And that’s a wrap for all bank transfer codes. However, it is important to note that you have to use the phone number which you wrote on your bank’s registration form to activate these codes. If you’re having any problems feel free to drop a message and we could try see you through.

 

 

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